How to Change AmBank ATM Withdrawal Limit

Changing your ATM withdrawal limit with AmBank is a straightforward process that ensures you have access to the right amount of cash whenever you need it. If you find yourself needing a different withdrawal limit, whether due to unexpected expenses, travel, or other reasons, here’s how you can adjust your limit. The process is designed to be simple and quick, reflecting AmBank's commitment to providing convenient banking services. Follow these steps to make sure your ATM withdrawal limit meets your current needs.

To begin, it’s important to understand the options available to you. AmBank offers a few methods for adjusting your ATM withdrawal limit. These methods include using their mobile banking app, calling customer service, or visiting a branch. Each method has its own set of advantages and may be preferred depending on your situation.

Mobile Banking App Method

1. Open the AmBank Mobile Banking App: Start by launching the AmBank mobile banking app on your smartphone. If you don’t have the app installed, you can download it from the Google Play Store or Apple App Store.

2. Log In: Enter your username and password to access your account. If you’ve enabled biometric login, you can use fingerprint or face recognition for quicker access.

3. Navigate to ATM Settings: Once you’re logged in, find the section related to ATM or card management. This might be under a broader category like “Account Settings” or “Card Services.”

4. Adjust Withdrawal Limit: Look for an option to change your ATM withdrawal limit. Enter the new amount you wish to set and confirm the change. You might be required to verify this action through a one-time password (OTP) sent to your registered mobile number.

5. Confirmation: After completing these steps, you should receive a confirmation message indicating that your withdrawal limit has been successfully updated.

Phone Call Method

1. Call AmBank Customer Service: Dial the customer service number provided on the back of your ATM card or available on AmBank’s website. Make sure to call during business hours for prompt assistance.

2. Authenticate Your Identity: Be prepared to provide your account details and answer security questions to verify your identity.

3. Request Withdrawal Limit Change: Inform the customer service representative that you wish to change your ATM withdrawal limit. Specify the new amount you would like.

4. Follow Instructions: The representative will guide you through any additional steps required to complete the process. You might receive a confirmation via SMS or email once the change has been processed.

In-Person Method

1. Visit an AmBank Branch: Locate the nearest AmBank branch and visit during their operating hours. It’s advisable to check branch hours and availability beforehand.

2. Speak with a Teller: Approach a bank teller and inform them that you wish to adjust your ATM withdrawal limit.

3. Provide Necessary Details: Present your ATM card and identification as required. Fill out any forms or provide additional information as instructed by the teller.

4. Confirmation: The teller will process your request and update your withdrawal limit. You may receive a confirmation receipt or SMS once the adjustment is complete.

Why Adjust Your Withdrawal Limit?

Adjusting your ATM withdrawal limit can be useful for various reasons:

• Travel: If you’re traveling, you may need a higher withdrawal limit to cover expenses. Setting a temporary higher limit can prevent the need for multiple transactions.

• Large Purchases: Sometimes, you might need to make a large purchase or pay for an emergency expense, and a higher withdrawal limit will be convenient.

• Security: Lowering your withdrawal limit can add an extra layer of security, reducing the potential loss in case your ATM card is lost or stolen.

Considerations and Tips

• Fees: Be aware that some accounts may have fees associated with changing withdrawal limits. Check with AmBank for any potential charges.

• Daily Limits: AmBank might have daily or monthly limits for ATM withdrawals. Make sure you’re aware of these limits to avoid any inconvenience.

• Security: Regularly review and adjust your withdrawal limits as needed to match your financial situation and security preferences.

In conclusion, changing your ATM withdrawal limit with AmBank is designed to be a flexible and user-friendly process. Whether you choose to use the mobile app, make a phone call, or visit a branch, AmBank provides multiple avenues to ensure your banking needs are met efficiently. Keep in mind the considerations mentioned above to make the most out of your banking experience and manage your finances effectively.