How to Change Withdrawal Limit in NatWest App

Why You Need to Know This
Imagine you're out, ready to make a significant purchase or facing an emergency, and you suddenly realize your withdrawal limit isn't enough. It’s a situation no one wants to be in. This article will walk you through the detailed steps of how to change your withdrawal limit on the NatWest app, ensuring you're always prepared, no matter the situation.

Changing the withdrawal limit on your NatWest app is a crucial aspect of managing your finances. It's not just about convenience—it's about control. With the NatWest app, you're in charge of your financial freedom. Whether you need to increase your limit for a big purchase or lower it to protect against fraud, the process is simple and secure.

Step-by-Step Guide to Changing Your Withdrawal Limit

1. Open the NatWest App:

   • First, unlock your phone and locate the NatWest app icon. Tap on it to open.
   • If this is your first time logging in, you'll need to enter your customer number and password. For returning users, you might only need your fingerprint or Face ID.

2. Access Your Account:

   • Once inside the app, go to the main menu by tapping on the three horizontal lines in the top left corner.
   • Select "Account Services" from the list. This is where you can manage various aspects of your account, including your withdrawal limit.

3. Find the Card Management Section:

   • Scroll down until you find "Card Management." Tap on this option.
   • In the Card Management section, you’ll see options like "Card Replacement," "Activate Card," and "Manage Withdrawal Limits."

4. Change Your Withdrawal Limit:

   • Tap on "Manage Withdrawal Limits."
   • Here, you can view your current limit and decide whether to increase or decrease it.
   • To increase the limit, enter the desired amount. If you want to decrease it for security reasons, adjust the number accordingly.

5. Confirmation and Security:

   • After setting your new limit, the app will ask for confirmation. This is a crucial step to ensure that you’ve entered the correct amount.
   • You may be prompted to enter your card’s PIN or a one-time password (OTP) sent to your registered mobile number.
   • Once confirmed, your new limit will be updated immediately.

6. Test Your New Limit:

   • After changing your limit, it’s a good idea to test it by making a small withdrawal at an ATM or through an online transaction to ensure everything is set up correctly.

Why Adjusting Your Limit Matters

Adjusting your withdrawal limit isn't just a technical detail—it's a financial strategy. Here’s why it matters:

• Security: Lowering your withdrawal limit can protect you from unauthorized access if your card is lost or stolen. By reducing the amount that can be withdrawn, you minimize potential losses.

• Flexibility: Increasing your limit can be crucial when you anticipate larger expenses, like travel, major purchases, or emergencies. It ensures you’re never caught off guard when you need cash.

• Budget Control: Setting a lower limit can help you control spending, especially if you're trying to stick to a budget. It forces you to think before making large cash withdrawals.

Common Issues and Troubleshooting

While changing your withdrawal limit is generally straightforward, you might encounter some hiccups. Here are common issues and how to troubleshoot them:

• Limit Exceeded: If you attempt to set a limit higher than what is allowed by NatWest, the app will notify you. Ensure you're setting a realistic amount within the allowed range.

• Security Verification Failure: If you fail the security check, double-check that you’ve entered the correct information. If problems persist, contact NatWest customer support.

• App Crashes: Occasionally, the app may crash during the process. If this happens, restart the app and verify whether your changes were saved. If not, repeat the process.

Final Thoughts

Your withdrawal limit is more than just a number—it’s a tool that offers flexibility, security, and control over your finances. Whether you’re preparing for a big purchase or securing your account against fraud, the ability to adjust this limit directly from the NatWest app is empowering.

Always remember to regularly review your withdrawal limit to ensure it aligns with your current financial needs. This small act of diligence can make a significant difference in your financial security and peace of mind.

Stay in control, stay secure, and always be prepared by mastering the NatWest app's features.