How to Change Maybank ATM Withdrawal Limit in Malaysia

If you find yourself needing to adjust your ATM withdrawal limit with Maybank in Malaysia, you're not alone. Whether it's due to increased expenses or just a change in your financial needs, understanding how to make these adjustments can save you time and hassle. This comprehensive guide will walk you through the steps necessary to modify your withdrawal limit, ensuring you have the flexibility you need when accessing your funds.

First, it's important to know that Maybank offers several ways to change your ATM withdrawal limit, including through online banking, mobile banking apps, and by visiting a Maybank branch. Each method has its own set of instructions, which are detailed below.

Online Banking

1. Log In to Maybank2u: Start by accessing the Maybank2u website. You will need your user ID and password to log in to your account.

2. Navigate to 'Account Services': Once logged in, go to the 'Account Services' tab. This section is where you can manage various aspects of your account, including withdrawal limits.

3. Select 'ATM/Debit Card Services': Within 'Account Services,' look for 'ATM/Debit Card Services' and select it. This will take you to the section where you can adjust your card settings.

4. Choose 'Change Withdrawal Limit': Click on 'Change Withdrawal Limit' to begin the process. You may be prompted to verify your identity through a one-time password (OTP) sent to your registered mobile number.

5. Enter New Limit: Input the new withdrawal limit you wish to set. Be sure to adhere to any minimum and maximum limits specified by Maybank.

6. Confirm Changes: Review your changes and confirm them. You will receive a confirmation message once the update is successful.

Mobile Banking App

1. Open the Maybank App: Launch the Maybank mobile app on your smartphone. Log in with your credentials.

2. Go to 'Card Management': Tap on 'Card Management' from the home screen. This will lead you to various card-related settings.

3. Select 'ATM Withdrawal Limit': Find and select the option to adjust the ATM withdrawal limit. You might need to verify your identity via OTP.

4. Set New Limit: Enter the desired new limit for your withdrawals. Check that it meets Maybank's requirements.

5. Confirm Changes: Confirm the changes and wait for the notification that your request has been processed.

In-Person at a Branch

1. Visit a Maybank Branch: Locate the nearest Maybank branch and visit it during business hours.

2. Speak to a Customer Service Representative: Inform the representative that you wish to change your ATM withdrawal limit.

3. Provide Necessary Identification: You will need to present your identification card and your ATM card. The representative will assist you with the process.

4. Complete the Request: After providing the required details, the representative will process your request. You may be asked to fill out a form to confirm the change.

5. Receive Confirmation: Once the change is made, you will receive a confirmation slip or message indicating that your new withdrawal limit is active.

Key Considerations

• Limits: Maybank imposes certain limits on ATM withdrawals for security and operational reasons. Be aware of these limits to avoid any issues.

• Fees: Changing your withdrawal limit might incur fees or affect your account’s transaction limits. Review any applicable fees before making changes.

• Security: Ensure your online and mobile banking accounts are secure. Use strong passwords and enable two-factor authentication to protect your information.

In conclusion, adjusting your ATM withdrawal limit with Maybank can be done conveniently through online and mobile banking, or by visiting a branch. Each method has its own set of steps, but the process is straightforward. By following the guidelines above, you can manage your withdrawal limits effectively and ensure you have access to the funds you need.