How to Change Your Withdrawal Limit at NatWest

Understanding Withdrawal Limits
NatWest, like many banks, sets withdrawal limits to ensure security and manage risk. These limits can be daily, weekly, or monthly and can apply to ATM withdrawals, online banking transactions, and in-branch cash withdrawals.

Why Adjust Your Withdrawal Limit?
There are several reasons you might want to change your withdrawal limit: a large purchase, unexpected expenses, or even just a temporary need for more cash. Adjusting your limit can help you manage your finances more effectively.

Changing Your Withdrawal Limit Through Online Banking

1. Log In: Access your NatWest account via the website or mobile app.
2. Navigate to Settings: Go to the ‘Account Management’ or ‘Settings’ section.
3. Select ‘Withdrawal Limits’: Find the option to adjust your limits.
4. Enter New Limit: Input the desired amount for your new limit.
5. Confirm Changes: Review and confirm your new limit. You might need to authenticate with a security code sent to your phone.

Using the NatWest Mobile App

1. Open the App: Launch the NatWest mobile app on your device.
2. Sign In: Use your login credentials to access your account.
3. Go to ‘Manage Account’: Locate this option within the app’s menu.
4. Choose ‘Change Limits’: Find and select the option to modify withdrawal limits.
5. Set New Limit: Enter the new amount you wish to set.
6. Authenticate: Complete any required authentication steps.

In-Branch Adjustments

1. Visit a Branch: Go to your local NatWest branch.
2. Speak to a Teller: Inform them that you want to change your withdrawal limit.
3. Provide Identification: You might need to provide ID and account details.
4. Request the Change: Specify the new withdrawal limit you need.
5. Confirm: The bank representative will process your request and confirm the change.

Telephone Banking

1. Call Customer Service: Dial the NatWest customer service number.
2. Provide Account Details: Have your account number and personal information ready.
3. Request the Change: Ask the representative to adjust your withdrawal limit.
4. Follow Instructions: The representative will guide you through any additional steps needed.

Considerations and Security

• Security: Changing your withdrawal limit may trigger additional security checks.
• Temporary vs. Permanent Changes: Ensure you specify if your request is for a temporary or permanent change.
• Fees: Verify if any fees are associated with adjusting your limits.

Troubleshooting

• Access Issues: If you can’t access the options to change your limit, ensure you’re using the latest version of the app or website.
• Authentication Problems: Contact customer service if you face difficulties with authentication.
• Branch Availability: Check branch hours before visiting for in-person adjustments.

Final Thoughts
Adjusting your withdrawal limit at NatWest is a simple yet crucial step in managing your finances. Whether through online banking, the mobile app, in-branch, or over the phone, understanding your options and following the right steps can help ensure a smooth process.